This policy is served by Quattro Pensions Consulting Limited, Prospect House, Fishing Line Road, Redditch, Worcestershire, B97 6EW under the website; The purpose of this policy is to explain to you how we control, process, handle and protect your personal information while you browse or use this website. If you do not agree to the following policy you may wish to cease viewing / using this website, and or refrain from submitting your personal data to us.

Policy key definitions:

·         “I”, “our”, “us”, or “we” refer to the business, Quattro Pensions Consulting Limited.

·         “you”, “the user” refer to the person(s) using this website.

·         GDPR means General Data Protection Act.

·         PECR means Privacy & Electronic Communications Regulation.

·         ICO means Information Commissioner’s Office.

·         Cookies mean small files stored on a user’s computer or device.

Processing of your personal data

We are registered with the ICO under the Data Protection Register, our registration number is: Z1517121.

This policy primarily focuses on how process personal data of website users.  If you are affiliated with us in another capacity you should also refer to the Privacy Policy most applicable to you:

·         Pension Scheme Members

·         Trustee and Company Directors

·         Quattro Pensions Employees

This policy will now go on to explain how your data will be processed under various scenarios.

Cookies and Local Storage Policy

Using this website with your browser’s cookies and local storage settings enabled requires the acceptance of our use of cookies according to this policy

What is a Cookie

A cookie is a piece of information in the form of a small text file placed on the device you have used to access this website. Cookies allow us to distinguish you from other users visiting our website, so that we can improve your experience and the way our website works when you are browsing.

The information collected by cookies does not personally identify you; it includes general information about your computer settings, your connection to the internet e.g. operating system and platform, IP address, your browsing patterns and timings of browsing on the website and your location.

Most internet browsers accept cookies automatically, but you can change the settings of your browser to erase cookies or prevent automatic acceptance if you prefer. You can find instructions on how to control cookies via your browser settings at  Please be aware that if you turn off cookies in your browser then these settings apply to all websites not just this one.

What is Local Storage

You will see “Local storage” in your cookie history although it is not technically a cookie; though there is some overlap in functionality.  The main thing here, that is different to a cookie, is that it is client-side only (only for you, only saved on your machine).  Cookies on the other hand submit data between client-side and server-side; we limit the use of these to only when necessary.  The Local storage is simply used to store and retrieve data, improving the speed the website loads or page is refreshed.

This is a client-side only data item You may erase them by deleting your browser’s history.

Submitting comments on posts

We encourage you to participate by adding comments to our posts. All viewpoints are welcome, but please be constructive. All comments are moderated and we reserve the right to not approve or remove comments at any time.

Comments will not be approved if they are:

·         Abusive or threatening towards any individual;

·         Violating any law or individual’s rights;

·         Fraudulent or deceptive;

·         Repetitive postings or spam;

·         Offensive or inappropriate, including the use of profanity;

·         Off-topic or not relevant.

The comments are moderated, so you please be patient in waiting to see them. We will review and post them as soon as possible during office opening hours (Monday to Friday, 9am to 5pm, excluding bank holidays).

When your comment is published, the name that you have entered will appear publicly on the website.  In the background, we will hold your name, email address, website (if you entered one) and the IP address from which the submission came from.  If you are concerned about your full name appearing on the website, you may consider using your first name only, or an anonymised moniker, so that you cannot be personally identified.

You can tick the box to save your details for next time you comment.  This information is saved on your own browser, not on our website.

Email marketing messages & subscription

We will never send you any marketing campaigns without your explicit consent to do so.

There is a sign-up option at the footer of our website to subscribe to our marketing campaigns.  At the moment, our email campaigns are:

·         Monthly Newsletter – Insight and comments on recent pension matters, and other Quattro news such as charitable events.

There may be times when we need to send an ad-hoc campaign, but please be assured that these will be infrequent and by necessity to minimise the volume of email you receive from us.

Any email marketing messages we send are done so through an EMS, email marketing service provider. An EMS is a third-party service provider of software / applications that allows marketers to send out email marketing campaigns to a list of users.

Email marketing messages that we send may contain tracking beacons / tracked clickable links or similar server technologies in order to track subscriber activity within email marketing messages. Where used, such marketing messages may record a range of data such as; times, dates, IP addresses, opens, clicks, forwards, geographic and demographic data. Such data, within its limitations will show the activity each subscriber made for that email campaign.

Any email marketing messages we send are in accordance with the GDPR and the PECR. We provide you with an easy method to withdraw your consent (unsubscribe). See any marketing messages for instructions on how to unsubscribe.

Our EMS provider is; Sendinblue. When you choose to subscribe, we will hold the following information about you within our EMS system;

·         Email address

·         IP address

·         Subscription time & date

Other information we may collect about you

Information you supply to us. You may supply us with information about you by filling in forms on our website. This includes information you provide when you submit a contact/enquiry form.  The data we collect is limited to the fields that you complete.

Information that you supply on contact forms is kept for as long as it takes for us to respond and resolve the purpose of the enquiry. We do not share your data with third parties. If, however, you are a Pension Scheme Member and your enquiry is in relation to your pension scheme, we will hold the enquiry on your personal file. In this case your data will be proceeded in accordance with your Scheme’s privacy policy.  If you do not have a copy of this you should request one.

If you are sending CVs in response to job advert, we may hold onto your application for the time we feel there may be a future prospect.  When sending your CV, we advise that you keep any personal, identifiable information to an absolute minimum.  Please do not include data items such as NI number and date of birth.  Remember, we are only interested in your skills and experience.

 This policy was last updated 9 September 2019.